Privacy Policy
This privacy policy sets out how Today Loans uses and
protects any information that you give when you use this
website.
Important: Use of this website constitutes
your acceptance to this policy. Please read through this
document before executing any further transactions on
this site.
Today Loans is committed to ensuring that your
privacy is protected. Should we ask you to provide
certain information by which you can be identified when
using this website, then you can be assured that it will
only be used in accordance with this privacy statement.
Today Loans may change this policy from time to time
by updating this page. You should check this page from
time to time to ensure that you are happy with any
changes. This policy is effective from 01/01/2007.
What we collect
We may collect the following
information:
·
name and
employment details including salary information
·
contact
information including email address
·
demographic
information such as post code, preferences and interests
·
other
information relevant to customer surveys and/or offers
·
Sensetive
information regarding your financial circumstances
·
Loan Product
Information such as desired amount and term
·
Personal Credit
History Information such as any CCJ’s and/or arrears
What we do with the information we
gather
We require this information to able
to process your Loan Application and provide you with a
better service, and in particular for the following
reasons:
·
Fulfilment of
your order including but not limited to disclosure of
your personal information to third parties for the
purpose of providing you with your loan.
·
Internal record
keeping.
·
We may use the
information to improve our products and services.
·
We may
periodically send promotional email about new products,
special offers or other information which we think you
may find interesting using the email address which you
have provided.
·
From time to
time, we may also use your information to contact you
for market research purposes. We may contact you by
email, phone, fax or mail.
·
We may use the
information to customise the website according to your
interests.
Security
We are committed to ensuring that
your information is secure. In order to prevent
unauthorised access or disclosure we have put in place
suitable physical, electronic and managerial procedures
to safeguard and secure the information we collect
online. All data submitted via this website is stored in
an encrypted format.
How we use cookies
A cookie is a small file which asks
permission to be placed on your computer's hard drive.
Once you agree, the file is added and the cookie helps
analyse web traffic or lets you know when you visit a
particular site. Cookies allow web applications to
respond to you as an individual. The web application can
tailor its operations to your needs, likes and dislikes
by gathering and remembering information about your
preferences.
We use traffic log cookies to
identify which pages are being used. This helps us
analyse data about web page traffic and improve our
website in order to tailor it to customer needs. We only
use this information for statistical analysis purposes
and then the data is removed from the system.
Overall, cookies help us provide you
with a better website, by enabling us to monitor which
pages you find useful and which you do not. A cookie in
no way gives us access to your computer or any
information about you, other than the data you choose to
share with us.
You can choose to accept or decline
cookies. Most web browsers automatically accept cookies,
but you can usually modify your browser setting to
decline cookies if you prefer. This may prevent you from
taking full advantage of the website.
Links to other websites
Our website may contain links to
enable you to visit other websites of interest easily.
However, once you have used these links to leave our
site, you should note that we do not have any control
over that other website. Therefore, we cannot be
responsible for the protection and privacy of any
information which you provide whilst visiting such sites
and such sites are not governed by this privacy
statement. You should exercise caution and look at the
privacy statement applicable to the website in question.
Controlling your personal
information
You may choose to restrict the
collection or use of your personal information in the
following ways:
·
If applicable,
look for the box that you can click to indicate that you
do not want the information to be used by anybody for
direct marketing purposes.
·
if you have
previously agreed to us using your personal information
for direct marketing purposes, you may change your mind
at any time by writing to or emailing us at enquiries
[at] todayloans [dot] co [dot] uk
Use of this site and it’s online
application services constitues your agreement that we
may distribute your personal information to third paties
in the interests of providing you with a Loan. We may
use your personal information to send you promotional
information about third parties which we think you may
find interesting.
You may request details of personal
information which we hold about you under the Data
Protection Act 1998. A small fee will be payable. If you
would like a copy of the information held on you please
write to Today Loans, 2/14 Western Harbor Terrace, The
Shore, Edinburgh, EH6 6JQ.
If you believe that any information
we are holding on you is incorrect or incomplete, please
write to or email us as soon as possible, at the above
address. We will promptly correct any information found
to be incorrect.
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